Spot Pet Insurance
Our Expert Review
We found that Spot is the best pet insurance for French bulldogs, earning a 5.0-star rating from our research team. Its accident and illness plan with $10,000 of annual coverage combines below-average prices and an impressive amount of coverage in its base plan, including coverage for dental illness, alternative therapy, behavioral therapy, vet exam fees and more.
Pros and Cons
| Low $100 deductible available | The 14-day accident waiting period is longer than other top competitors |
| 24/7 vet telehealth plan | |
| Multi-pet discount of 10% | |
| No extended waiting period for orthopedic issues |
Consumer Sentiment Index
Spot policyholders like its app for ease of use and clear communication. They also highlight the straightforward claims submission process and responsive customer service. Some policyholders complained about price increases and difficulty canceling their policy.
Plan Details
| Coverage type | Plan details |
|---|---|
| Reimbursement choices | 70%, 80%, 90% |
| Deductible choices | $100, $250, $500, $750, $1,000 |
| Waiting periods | 14 days for accidents and illness; no extended waiting period for orthopedic issues |
| Age restrictions | Available for French bulldogs age 8 weeks and older; no upper age limits to buy a new plan |
| Multi-pet discount | 10% |
| Euthanasia or end of life expenses | Included |
| Vet exam fees | Included |
| Microchipping | Included |
ASPCA Pet Health Insurance
Our Expert Review
We found that ASPCA Pet Health Insurance is the best pet insurance for French bulldogs for comprehensive coverage, earning 4.9 stars from our research team. ASPCA’s Complete plan with $10,000 offers excellent base coverage at a below-average price for French bulldogs. You’ll find coverage for vet exam fees, alternative therapy, behavioral therapy, dental illnesses, prescription food and supplements, and more.
Pros and Cons
| 24/7 vet telehealth line | Accident waiting period of 14 days is longer than some top competitors |
| Optional wellness plan available | |
| No extended waiting period for orthopedic issues | |
| 10% multi-pet discount |
Consumer Sentiment Index
ASPCA Pet Health Insurance customers reported positive experiences when claims are approved and a peace of mind during pet emergencies. But some policyholders expressed concerns over significant premium increases, delays in claims processing and inadequate reimbursement. Some have noted that customer service is unresponsive and unhelpful.
Plan Details
| Coverage type | Plan details |
|---|---|
| Reimbursement choices | 70%, 80%, 90% |
| Deductible choices | $100, $250, $500 |
| Waiting periods | 14 days for accidents and illnesses; no extended waiting period for orthopedic conditions |
| Age restrictions | Available for French bulldogs 8 weeks and older; no upper age limit to buy a new policy |
| Multi-pet discount | 10% |
| Euthanasia or end of life expenses | Included |
| Vet exam fees | Included |
| Microchipping | Included |
Prudent Pet
Our Expert Review
We found that Prudent Pet is the best pet insurance for French bulldogs for extra perks, earning a 4.5 star rating from our research team. Prudent Pet’s Ultimate plan with unlimited annual coverage tacks on some extra coverage perks at below-average cost, including advertising and rewards for lost or stolen pets (up to $1,000), vacation cancellation fees due to pet illness, and boarding fees if you are hospitalized (up to $500).
Pros and Cons
| 24/7 vet telehealth line | Does not have the option to pay the vet directly |
| Optional wellness plan | |
| Covers dental illnesses, behavioral therapy, alternative therapy, end of life expenses, and prescription vitamins and supplements | |
| 6-month waiting period for orthopedic conditions can be waived with a vet exam within the first 30 days of the policy |
Consumer Sentiment Index
Prudent Pet generally enjoys positive reviews by its customers, highlighting excellent customer service and an easy claims process. Many customers appreciate its affordable pricing and comprehensive coverage options. Some policyholders noted unexpected fees, but these concerns are less frequent than positive experiences.
Plan Details
| Coverage type | Plan details |
|---|---|
| Reimbursement choices | 70%, 80%, 90% |
| Deductible choices | $100, $250, $500, $1,000 |
| Waiting periods | 5 days accidents; 14 days illness; 6 months for knee or ligament issues (can be waived with a vet exam within the first 30 days of the policy) |
| Age restrictions | No upper age limits for a new policy for a French bulldog |
| Multi-pet discount | 10% |
| Euthanasia or end of life expenses | Included |
| Vet exam fees | Included |
| Microchipping | Yes (if you buy a wellness plan) |
Pets Best
Our Expert Review
We found that Pets Best is the best pet insurance for French bulldogs for customizable coverage, earning a 4.3-star rating from our research team. The Elite plan with unlimited annual coverage offers below-average costs for French bulldogs with a top-tier base plan.
But you can choose from two other plan tiers (Plus and Essential) that offer different coverage packages. Those plans are both excellent choices and scored 4.3 stars and 4.0 stars, respectively, in our analysis.
Pros and Cons
| Below-average costs for French bulldogs among multiple plans | 6-month waiting period for coverage of cruciate ligament issues |
| Ample range of deductible choices | Does not cover behavioral therapy |
| Can pay your vet directly | |
| Multi-pet discount of 5% per pet | |
| Wellness plan available |
Consumer Sentiment Index
Pets Best customers appreciate the customizable plans and comprehensive coverage. But a significant number of customers have expressed frustration with lengthy and often inconsistent claim processing times. Some policyholders had concerns with poor responsiveness and difficulties in communications with customer service.
Plan Details
| Coverage type | Plan details |
|---|---|
| Reimbursement choices | 70%, 80%, 90% |
| Deductible choices | $50, $100, $200, $250, $500, $1,000 |
| Waiting periods | 3 days for accidents; 14 days for illnesses; 6 months for cruciate ligament conditions |
| Age restrictions | Available for French bulldogs age 7 weeks and older; no upper age limits |
| Multi-pet discount | 5% |
| Euthanasia or end of life expenses | Included |
| Vet exam fees | Included |
| Microchipping | Yes, if you purchase a wellness plan |
Embrace
Our Expert Review
We found that embrace is the best pet insurance for French bulldogs for no waiting period, earning a 4.0 star rating from our research team. Embrace’s accident coverage kicks in at 12:01 a.m. ET the day after you buy a plan and the six-month extended waiting period for orthopedic conditions can be reduced to 14 days with a vet exam.
Pros and Cons
| Covers the vet exam fees | Costs to insure a French bulldog are higher than average |
| Covers behavioral therapy and alternative therapy | Does not have the option to pay a vet directly |
| Optional wellness plan available | |
| Has a 24/7 pet telehealth line |
Consumer Sentiment Index
Many embrace customers appreciate the ease of submitting claims, quick reimbursement and helpful customer service. Some policyholders have noted that premiums tend to increase over time, sometimes sharply. Some app users have expressed dissatisfaction with slow loading times and technical issues.
Plan Details
| Coverage type | Plan details |
|---|---|
| Reimbursement choices | 70%, 80%, 90% |
| Deductible choices | $100, $250, $500, $750 |
| Waiting periods | Accident coverage begins at 12:01 a.m. ET the day after you purchase your policy; 14 days for illnesses; 6 months for orthopedic conditions (can be waived with an orthopedic exam) |
| Age restrictions | Available for French bulldogs age 6 weeks and older; accident and illness plans available for pets up to age 15; pets age 15 and older qualify for only an accident-only plan |
| Multi-pet discount | 10% |
| Euthanasia or end of life expenses | Included |
| Vet exam fees | Included |
| Microchipping | Yes, if you purchase a wellness plan |
